Cautious: Suitable for investors who are seeking steady growth but are willing to forego possible higher returns for stable performance and less volatility. This could suit people who are conservative investors by nature or people who are close to retirement age.
Balanced: Suitable for investors seeking growth potential over a medium-term horizon. This could suit someone who is prepared to take some risk to allow potentially higher returns but who wants to balance this by including lower risk investments to provide a steady return. It should be noted that the potential for superior growth is balanced by the increased risk of price fluctuations..
Dynamic: This Strategy will be attractive to investors seeking the potential of superior capital growth. They will be less concerned about short-term volatility and expect to achieve higher returns over the medium to long term, based on the greater concentration of equities in this Strategy. If expectations are realised, they will meet their retirement objective in a shorter time. It should be noted that the potential for superior growth is balanced by the increased risk of price fluctuations.